There are many ways you can improve your credit score. One of them is to own a couple of credit cards and regularly make payments on or pay off your balance, covering more than the minimum due, to show that you are reliable and can be trusted with credit. If you do this routinely and don’t let other accounts go delinquent, your credit score will reap the rewards.
Identity theft is no game, but the stakes can be really high. Your identity is essentially “currency” today and if it’s threatened, jeopardized or worse, stolen, it can hurt you in many ways. Repairing identity theft can take you time and money—not even counting the amount that might be lost before the theft is even seen, found and stopped. Of course, there is also much frustration and stress throughout the entire process as well.