Your 3-Bureau Credit Report: Why It’s Important to Know What’s In It… NOW.

Your 3-Bureau Credit Report: Why It’s Important to Know What’s In It… NOW.

There are many ways you can improve your credit score. One of them is to own a couple of credit cards and regularly make payments on or pay off your balance, covering more than the minimum due, to show that you are reliable and can be trusted with credit. If you do this routinely and don’t let other accounts go delinquent, your credit score will reap the rewards.

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Improve Your Credit Rating: 7 Steps to Take First

Improve Your Credit Rating: 7 Steps to Take First

Your credit score gives you buying power and determines how much you will pay for that buying power now and over time. Increasing your score just a few points will make a difference in both of those areas too. If your credit score is high enough, you’ll have no problem qualifying for lenders’ best rates on everything from credit cards to auto financing, home loans insurance and even small business loans should that be a goal or desire.

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Identity Theft Risks: Ways Thieves Get Your Info

Identity Theft Risks: Ways Thieves Get Your Info

Identity theft is no game, but the stakes can be really high. Your identity is essentially “currency” today and if it’s threatened, jeopardized or worse, stolen, it can hurt you in many ways. Repairing identity theft can take you time and money—not even counting the amount that might be lost before the theft is even seen, found and stopped. Of course, there is also much frustration and stress throughout the entire process as well.

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How Bad Credit Costs You (LOTS OF) Money!

How Bad Credit Costs You (LOTS OF) Money!

Credit is also necessary for other kinds of financing too. And good credit means you can not only get financing for big purchases that you want or need like an automobile or home, but you will get better rates. Thus, while bad credit can lock you out of certain big purchases because you won’t qualify for credit, it can also cost you A LOT MORE in terms of deposits, down payments, interest and fees to use that credit.

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Good Credit: How to Get Good Credit & How to Keep Credit Clean

Good Credit: How to Get Good Credit & How to Keep Credit Clean

By now, you likely understand the importance of good credit. Whether shopping for a new home or automobile – or just searching for the best deal on insurance – your credit score will likely influence not only your ability to get what you want but how much you pay for it now and over time. Bad credit habits or a bad payment history will resort in a low credit score.

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Guarding Yourself from Credit Card Debt Over the Holidays

Guarding Yourself from Credit Card Debt Over the Holidays

Businesses know people will be less restrained in their spending over the holidays, more than any other time of the year. It’s possible you are one of the many who have suffered from post-holiday stress and regret caused by over-spending over the holidays in the past. The good news is that just a little information and awareness can prevent this from happening again in the future.

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your 3-bureau credit report

Your 3-Bureau Credit Report: Why It’s Important to Know What’s In It… NOW.

There are many ways you can improve your credit score. One of them is to own a couple of credit cards and regularly make payments on or pay off your balance, covering more than the minimum due, to show that you are reliable and can be trusted with credit. If you do this routinely and don’t let other accounts go delinquent, your credit score will reap the rewards.

improve your credit score steps

Improve Your Credit Rating: 7 Steps to Take First

Your credit score gives you buying power and determines how much you will pay for that buying power now and over time. Increasing your score just a few points will make a difference in both of those areas too. If your credit score is high enough, you’ll have no problem qualifying for lenders’ best rates on everything from credit cards to auto financing, home loans insurance and even small business loans should that be a goal or desire.

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